2027 Federal Poverty Level (FPL) for ACA Subsidies
The official FPL figures that govern 2027 ACA premium subsidies, by household size — already published, not projected.
Official These are the published 2027 figures, not projections.
| Item | 2026 | 2027 | Status |
|---|---|---|---|
| 100% of FPL (48 contiguous states + DC)Household of 1 | $15,650 | $15,960 | Official |
| 400% of FPL — premium-subsidy cliffHousehold of 1 | $62,600 | $63,840 | Official |
| 100% of FPL (48 contiguous states + DC)Household of 2 | $21,150 | $21,640 | Official |
| 400% of FPL — premium-subsidy cliffHousehold of 2 | $84,600 | $86,560 | Official |
| 100% of FPL (48 contiguous states + DC)Household of 3 | $26,650 | $27,320 | Official |
| 400% of FPL — premium-subsidy cliffHousehold of 3 | $106,600 | $109,280 | Official |
| 100% of FPL (48 contiguous states + DC)Household of 4 | $32,150 | $33,000 | Official |
| 400% of FPL — premium-subsidy cliffHousehold of 4 | $128,600 | $132,000 | Official |
| 100% of FPL (48 contiguous states + DC)Household of 5 | $37,650 | $38,680 | Official |
| 400% of FPL — premium-subsidy cliffHousehold of 5 | $150,600 | $154,720 | Official |
| 100% of FPL (48 contiguous states + DC)Household of 6 | $43,150 | $44,360 | Official |
| 400% of FPL — premium-subsidy cliffHousehold of 6 | $172,600 | $177,440 | Official |
| 100% of FPL (48 contiguous states + DC)Household of 7 | $48,650 | $50,040 | Official |
| 400% of FPL — premium-subsidy cliffHousehold of 7 | $194,600 | $200,160 | Official |
| 100% of FPL (48 contiguous states + DC)Household of 8 | $54,150 | $55,720 | Official |
| 400% of FPL — premium-subsidy cliffHousehold of 8 | $216,600 | $222,880 | Official |
| Added per household member beyond 848 contiguous states + DC | $5,500 | $5,680 | Official |
2026 figures as published by the publishing agency — source, retrieved 2026-09-19. Every figure on this page is read from a dataset at build time; none is typed into the page.
Where do you land in 2027?
Modified AGI for ACA purposes, for a household of one unless you change the table row you compare against.
Staying under 400% of FPL is a whole-year income problem, not a single-decision one. QuantCalc runs your whole retirement — withdrawals, taxes, Medicare surcharges — year by year, on 2026 and 2027 figures.
Run the free tax-aware simulation →How this figure is set
Published guideline figure for the governing guidelines year (one year before the coverage year, per 26 CFR §1.36B-1(h)) (the publishing agency, retrieved 2026-09-19)
Common questions
Are the 2027 aca federal poverty level figures final?
Yes. These are the published 2027 figures as issued by the responsible agency, not a projection.
What sets these numbers?
The 2026 figures are taken from the agency's own publication (the publishing agency, retrieved 2026-09-19).
What changed from 2026?
The table shows both years side by side so the change is readable directly. Where a row says unchanged, that is a statutory result, not an omission.
Related
2027 ACA subsidy table → ACA subsidy planner →
Every figure here with its status and source: JSON. QuantCalc is calculation software, not tax advice.