{
  "title": "2027 Federal Poverty Level (FPL) for ACA Subsidies",
  "canonical": "https://quantcalc.app/federal-poverty-level-2027/",
  "base_year": 2026,
  "target_year": 2027,
  "license": "CC-BY-4.0",
  "date_modified": "2026-09-19",
  "projection_factor": 0.030600000000000002,
  "projection_factor_label": "+3.06%",
  "status_vocabulary": {
    "OFFICIAL": "Published by the responsible agency for 2027.",
    "PROJECTED": "A QuantCalc projection under the statutory indexing formula; the agency has not published a 2027 figure.",
    "UNCHANGED": "2027 equals 2026 as a matter of regulation or statute — nothing is being forecast.",
    "NOT YET ANNOUNCED": "No 2027 figure exists yet, from anyone, and this dataset does not invent one."
  },
  "family": {
    "statute": null,
    "index": null,
    "rounding": null,
    "source": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
    "sourceLabel": "the publishing agency",
    "method": "Published guideline figure for the governing guidelines year (one year before the coverage year, per 26 CFR §1.36B-1(h))",
    "notProjected": null,
    "title": "ACA federal poverty level"
  },
  "rows": [
    {
      "label": "100% of FPL (48 contiguous states + DC)",
      "scope": "Household of 1",
      "v26": "$15,650",
      "v27": "$15,960",
      "status": "OFFICIAL",
      "method": "Published guideline figure for the governing guidelines year (one year before the coverage year, per 26 CFR §1.36B-1(h))",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 15650,
        "v27": 15960
      }
    },
    {
      "label": "400% of FPL — premium-subsidy cliff",
      "scope": "Household of 1",
      "v26": "$62,600",
      "v27": "$63,840",
      "status": "OFFICIAL",
      "method": "100% guideline figure x 4; the cliff at 400% of FPL survives into 2027",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 62600,
        "v27": 63840
      }
    },
    {
      "label": "100% of FPL (48 contiguous states + DC)",
      "scope": "Household of 2",
      "v26": "$21,150",
      "v27": "$21,640",
      "status": "OFFICIAL",
      "method": "Published guideline figure for the governing guidelines year (one year before the coverage year, per 26 CFR §1.36B-1(h))",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 21150,
        "v27": 21640
      }
    },
    {
      "label": "400% of FPL — premium-subsidy cliff",
      "scope": "Household of 2",
      "v26": "$84,600",
      "v27": "$86,560",
      "status": "OFFICIAL",
      "method": "100% guideline figure x 4; the cliff at 400% of FPL survives into 2027",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 84600,
        "v27": 86560
      }
    },
    {
      "label": "100% of FPL (48 contiguous states + DC)",
      "scope": "Household of 3",
      "v26": "$26,650",
      "v27": "$27,320",
      "status": "OFFICIAL",
      "method": "Published guideline figure for the governing guidelines year (one year before the coverage year, per 26 CFR §1.36B-1(h))",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 26650,
        "v27": 27320
      }
    },
    {
      "label": "400% of FPL — premium-subsidy cliff",
      "scope": "Household of 3",
      "v26": "$106,600",
      "v27": "$109,280",
      "status": "OFFICIAL",
      "method": "100% guideline figure x 4; the cliff at 400% of FPL survives into 2027",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 106600,
        "v27": 109280
      }
    },
    {
      "label": "100% of FPL (48 contiguous states + DC)",
      "scope": "Household of 4",
      "v26": "$32,150",
      "v27": "$33,000",
      "status": "OFFICIAL",
      "method": "Published guideline figure for the governing guidelines year (one year before the coverage year, per 26 CFR §1.36B-1(h))",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 32150,
        "v27": 33000
      }
    },
    {
      "label": "400% of FPL — premium-subsidy cliff",
      "scope": "Household of 4",
      "v26": "$128,600",
      "v27": "$132,000",
      "status": "OFFICIAL",
      "method": "100% guideline figure x 4; the cliff at 400% of FPL survives into 2027",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 128600,
        "v27": 132000
      }
    },
    {
      "label": "100% of FPL (48 contiguous states + DC)",
      "scope": "Household of 5",
      "v26": "$37,650",
      "v27": "$38,680",
      "status": "OFFICIAL",
      "method": "Published guideline figure for the governing guidelines year (one year before the coverage year, per 26 CFR §1.36B-1(h))",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 37650,
        "v27": 38680
      }
    },
    {
      "label": "400% of FPL — premium-subsidy cliff",
      "scope": "Household of 5",
      "v26": "$150,600",
      "v27": "$154,720",
      "status": "OFFICIAL",
      "method": "100% guideline figure x 4; the cliff at 400% of FPL survives into 2027",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 150600,
        "v27": 154720
      }
    },
    {
      "label": "100% of FPL (48 contiguous states + DC)",
      "scope": "Household of 6",
      "v26": "$43,150",
      "v27": "$44,360",
      "status": "OFFICIAL",
      "method": "Published guideline figure for the governing guidelines year (one year before the coverage year, per 26 CFR §1.36B-1(h))",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 43150,
        "v27": 44360
      }
    },
    {
      "label": "400% of FPL — premium-subsidy cliff",
      "scope": "Household of 6",
      "v26": "$172,600",
      "v27": "$177,440",
      "status": "OFFICIAL",
      "method": "100% guideline figure x 4; the cliff at 400% of FPL survives into 2027",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 172600,
        "v27": 177440
      }
    },
    {
      "label": "100% of FPL (48 contiguous states + DC)",
      "scope": "Household of 7",
      "v26": "$48,650",
      "v27": "$50,040",
      "status": "OFFICIAL",
      "method": "Published guideline figure for the governing guidelines year (one year before the coverage year, per 26 CFR §1.36B-1(h))",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 48650,
        "v27": 50040
      }
    },
    {
      "label": "400% of FPL — premium-subsidy cliff",
      "scope": "Household of 7",
      "v26": "$194,600",
      "v27": "$200,160",
      "status": "OFFICIAL",
      "method": "100% guideline figure x 4; the cliff at 400% of FPL survives into 2027",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 194600,
        "v27": 200160
      }
    },
    {
      "label": "100% of FPL (48 contiguous states + DC)",
      "scope": "Household of 8",
      "v26": "$54,150",
      "v27": "$55,720",
      "status": "OFFICIAL",
      "method": "Published guideline figure for the governing guidelines year (one year before the coverage year, per 26 CFR §1.36B-1(h))",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 54150,
        "v27": 55720
      }
    },
    {
      "label": "400% of FPL — premium-subsidy cliff",
      "scope": "Household of 8",
      "v26": "$216,600",
      "v27": "$222,880",
      "status": "OFFICIAL",
      "method": "100% guideline figure x 4; the cliff at 400% of FPL survives into 2027",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 216600,
        "v27": 222880
      }
    },
    {
      "label": "Added per household member beyond 8",
      "scope": "48 contiguous states + DC",
      "v26": "$5,500",
      "v27": "$5,680",
      "status": "OFFICIAL",
      "method": "Published increment in the governing HHS notice",
      "src26": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 90 FR 5917 (January 17, 2025), which govern the 2026 coverage year per 26 CFR §1.36B-1(h); via the QuantCalc frozen ACA-bridge engine",
      "src27": "HHS, \"Annual Update of the HHS Poverty Guidelines\", 91 FR 1797 (Vol. 91, No. 10, January 15, 2026), FR Doc. 2026-00755, which govern the 2027 coverage year per 26 CFR §1.36B-1(h)",
      "numeric": {
        "v26": 5500,
        "v27": 5680
      }
    }
  ]
}