Missouri Property Tax Relief for Seniors 2026

Every statewide property tax break Missouri offers older homeowners that we could confirm on an official page: the type of relief, the age and income limits, the amount, how to apply and the deadline.

Missouri has no statewide homestead exemption for seniors. Its main statewide relief is the Missouri Property Tax Credit, a circuit breaker for people 65 and older with limited household income, worth up to $1,100 for homeowners and $750 for renters. Counties may also adopt a senior property tax freeze credit for homeowners 62 and older, which caps the tax at their initial-year amount, but only where the county has authorized it. (sources)

Official sources Checked against official sources on November 4, 2026. This page lists only programs confirmed on an official state page; counties and cities may offer more.

The programs
Amounts, how to apply and deadlines
Income tax in retirement
Common questions

Missouri property tax relief programs for seniors

Missouri property tax relief for seniors: the programs (checked November 4, 2026)
Program	Type	Age	Income limit	Deadline	Source
Missouri Property Tax Credit (MO-PTC / MO-PTS)	Circuit breaker	65 or older (claimant or spouse) by December 31 and a Missouri resident for the entire year; also open to 100% disabled people and to people 60 or older who receive Social Security surviving-spouse benefits	Tax year 2025 total household income (taxable and nontaxable): owners who lived in the home all year $30,000 single / $34,000 married filing combined; renters and part-year owners $27,200 single / $29,200 married filing combined	Claimed for the prior calendar year (the 2025 chart covers tax year 2025); the DOR pages reviewed state no separate deadline	Missouri Department of Revenue
Senior citizen homestead property tax credit (tax freeze), RSMo 137.1050	Assessment freeze	62 or older; Missouri resident who owns the primary residence (or has a legal or equitable interest in it by written instrument) and is liable for its property taxes	None in the statute	Set by each participating county; the statute gives none	Missouri Revised Statutes 137.1050 (current version effective August 28, 2025)

Amounts, how to apply and deadlines

Missouri Property Tax Credit (MO-PTC / MO-PTS)

Type: Circuit breaker
Age: 65 or older (claimant or spouse) by December 31 and a Missouri resident for the entire year; also open to 100% disabled people and to people 60 or older who receive Social Security surviving-spouse benefits
Income limit: Tax year 2025 total household income (taxable and nontaxable): owners who lived in the home all year $30,000 single / $34,000 married filing combined; renters and part-year owners $27,200 single / $29,200 married filing combined
Amount: Up to $1,100 for owners and up to $750 for renters; the amount depends on property tax or rent paid and household income. Renters of a facility that pays no property tax are ineligible.
How to apply: File Form MO-PTC (Box A for age 65+), or Form MO-PTS attached to the MO-1040 if you must file an income tax return. You can also file online through MyTax Missouri.
Deadline: Claimed for the prior calendar year (the 2025 chart covers tax year 2025); the DOR pages reviewed state no separate deadline
Source: Missouri Department of Revenue - MO-PTC Qualification Chart (tax year 2025)

Senior citizen homestead property tax credit (tax freeze), RSMo 137.1050

Type: Assessment freeze
Age: 62 or older; Missouri resident who owns the primary residence (or has a legal or equitable interest in it by written instrument) and is liable for its property taxes
Income limit: None in the statute
Amount: A credit equal to current real property tax on the home minus the tax in the initial credit year, which freezes the tax at the initial-year level. The baseline is adjusted for new construction, improvements or annexation, and resets lower if the tax ever falls below it (unless the drop is solely from a levy reduction under section 321.554).
How to apply: Available only in counties that adopt it by ordinance or by voter referendum. The county applies the credit on the tax statement and may set its own procedures. Contact your county for eligibility steps.
Deadline: Set by each participating county; the statute gives none
Source: Missouri Revised Statutes 137.1050 (current version effective August 28, 2025)

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Missouri income tax in retirement

Property tax relief is one half of a state’s cost to retirees; the other is income tax on pensions, IRA withdrawals and Social Security. See Missouri state income tax for retirees, which states tax retirement income and which states tax Social Security.

Common questions

What property tax relief can seniors get in Missouri?

Missouri Property Tax Credit (MO-PTC / MO-PTS): circuit breaker; Senior citizen homestead property tax credit (tax freeze), RSMo 137.1050: assessment freeze (dor.mo.gov, revisor.mo.gov).

At what age do Missouri seniors qualify for property tax relief?

Missouri Property Tax Credit (MO-PTC / MO-PTS): 65 or older (claimant or spouse) by December 31 and a Missouri resident for the entire year; also open to 100% disabled people and to people 60 or older who receive Social Security surviving-spouse benefits; Senior citizen homestead property tax credit (tax freeze), RSMo 137.1050: 62 or older; Missouri resident who owns the primary residence (or has a legal or equitable interest in it by written instrument) and is liable for its property taxes.

Is there an income limit for Missouri senior property tax relief?

Missouri Property Tax Credit (MO-PTC / MO-PTS): Tax year 2025 total household income (taxable and nontaxable): owners who lived in the home all year $30,000 single / $34,000 married filing combined; renters and part-year owners $27,200 single / $29,200 married filing combined; Senior citizen homestead property tax credit (tax freeze), RSMo 137.1050: None in the statute.

What is the deadline to apply in Missouri?

Missouri Property Tax Credit (MO-PTC / MO-PTS): Claimed for the prior calendar year (the 2025 chart covers tax year 2025); the DOR pages reviewed state no separate deadline; Senior citizen homestead property tax credit (tax freeze), RSMo 137.1050: Set by each participating county; the statute gives none.

Sources

Every row above is copied from the official page linked beside it. Benefits change with new laws and local decisions, so confirm the amount and the deadline with the office that runs the program before you apply. QuantCalc is calculation software, not legal, tax or benefits advice. Last updated November 4, 2026.

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