Vermont Property Tax Relief for Seniors 2026
Every statewide property tax break Vermont offers older homeowners that we could confirm on an official page: the type of relief, the age and income limits, the amount, how to apply and the deadline.
Vermont's main property tax relief for homeowners is the income-based Property Tax Credit, a circuit breaker with no age requirement. For 2026 (based on 2025 household income), it is open to homeowners with household income up to $115,400, and the maximum credit is $8,000. Renters who meet county and family-size income limits can claim a separate Renter Credit, also with no age requirement. (sources)
Official sources Checked against official sources on November 4, 2026. This page lists only programs confirmed on an official state page; counties and cities may offer more.
Vermont property tax relief programs for seniors
| Program | Type | Age | Income limit | Deadline | Source |
|---|---|---|---|---|---|
| Property Tax Credit (Form HS-122 Section B + Schedule HI-144) | Circuit breaker | No age requirement | 2025 household income of $115,400 or less (2026 claim) | Due April 15, 2026. Late claims are accepted up to Oct. 15, 2026, and generally not after that. | Vermont Department of Taxes, 2025 Income Tax Return Booklet (includes 2026 Form HS-122, Schedule HI-144 and instructions) |
| Renter Credit (Form RCC-146) | Tax credit | No age requirement | 2025 partial-credit income limits vary by county and family size. For a 1-person household they range from $47,190 (e.g. Caledonia, Essex, Rutland, Windham) to $59,090 (Chittenden). | Due April 15, 2026. Can be filed late with no penalty up to Oct. 15, 2026. Claims received after Oct. 15 cannot be accepted. | Vermont Department of Taxes, 2025 Income Tax Return Booklet (2025 Form RCC-146 instructions) |
Amounts, how to apply and deadlines
Property Tax Credit (Form HS-122 Section B + Schedule HI-144)
- Type
- Circuit breaker
- Age
- No age requirement
- Income limit
- 2025 household income of $115,400 or less (2026 claim)
- Amount
- Credit against the 2026/2027 Vermont property tax, based on 2025 household income and 2025/2026 housesite property taxes. It appears as a state payment on the 2026/2027 property tax bill. Maximum 2026 credit $8,000.
- How to apply
- Every year, file Form HS-122 (Homestead Declaration Section A and Property Tax Credit Claim Section B) with Schedule HI-144 Household Income, either online at myVTax.vermont.gov or by mail to the Vermont Department of Taxes. To qualify you must file a valid Homestead Declaration, be domiciled in Vermont all of 2025, own the property as your principal residence on April 1, 2026, and not be claimed as a dependent for tax year 2025.
- Deadline
- Due April 15, 2026. Late claims are accepted up to Oct. 15, 2026, and generally not after that.
- Source
- Vermont Department of Taxes, 2025 Income Tax Return Booklet (includes 2026 Form HS-122, Schedule HI-144 and instructions)
Renter Credit (Form RCC-146)
- Type
- Tax credit
- Age
- No age requirement
- Income limit
- 2025 partial-credit income limits vary by county and family size. For a 1-person household they range from $47,190 (e.g. Caledonia, Essex, Rutland, Windham) to $59,090 (Chittenden).
- Amount
- Refunds part of the rent paid, based on HUD fair market rent guidelines. The amount depends on income, family size and county.
- How to apply
- File Form RCC-146, online at myVTax.vermont.gov or by mail. You need the unit's SPAN, and the landlord must file a landlord certificate with the Department. To qualify you must have been domiciled in Vermont all of 2025, rented in Vermont for at least 6 months of 2025, and not been claimed as a dependent.
- Deadline
- Due April 15, 2026. Can be filed late with no penalty up to Oct. 15, 2026. Claims received after Oct. 15 cannot be accepted.
- Source
- Vermont Department of Taxes, 2025 Income Tax Return Booklet (2025 Form RCC-146 instructions)
Vermont income tax in retirement
Property tax relief is one half of a state’s cost to retirees; the other is income tax on pensions, IRA withdrawals and Social Security. See Vermont state income tax for retirees, which states tax retirement income and which states tax Social Security.
Common questions
What property tax relief can seniors get in Vermont?
Property Tax Credit (Form HS-122 Section B + Schedule HI-144): circuit breaker; Renter Credit (Form RCC-146): tax credit (tax.vermont.gov).
At what age do Vermont seniors qualify for property tax relief?
Property Tax Credit (Form HS-122 Section B + Schedule HI-144): No age requirement; Renter Credit (Form RCC-146): No age requirement.
Is there an income limit for Vermont senior property tax relief?
Property Tax Credit (Form HS-122 Section B + Schedule HI-144): 2025 household income of $115,400 or less (2026 claim); Renter Credit (Form RCC-146): 2025 partial-credit income limits vary by county and family size. For a 1-person household they range from $47,190 (e.g. Caledonia, Essex, Rutland, Windham) to $59,090 (Chittenden)..
What is the deadline to apply in Vermont?
Property Tax Credit (Form HS-122 Section B + Schedule HI-144): Due April 15, 2026. Late claims are accepted up to Oct. 15, 2026, and generally not after that.; Renter Credit (Form RCC-146): Due April 15, 2026. Can be filed late with no penalty up to Oct. 15, 2026. Claims received after Oct. 15 cannot be accepted..
Sources
Every row above is copied from the official page linked beside it. Benefits change with new laws and local decisions, so confirm the amount and the deadline with the office that runs the program before you apply. QuantCalc is calculation software, not legal, tax or benefits advice. Last updated November 4, 2026.
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