Georgia Property Tax Relief for Seniors 2026

Every statewide property tax break Georgia offers older homeowners that we could confirm on an official page: the type of relief, the age and income limits, the amount, how to apply and the deadline.

Georgia's statewide senior property tax relief is limited and mostly income-tested. There is a $4,000 county exemption at 65+ and a school-tax exemption of up to $10,000 of assessed value at 62+, both with a $10,000 income limit that excludes retirement income up to the Social Security maximum. A floating inflation-proof county exemption is available at 62+ for household income up to $30,000. Larger senior exemptions and valuation freezes are adopted county by county, so the biggest relief often depends on the county. The DOR homestead guidance lists no statewide senior circuit-breaker credit, rebate or deferral program. (sources)

Official sources Checked against official sources on November 4, 2026. This page lists only programs confirmed on an official state page; counties and cities may offer more.

The programs
Amounts, how to apply and deadlines
Income tax in retirement
Common questions

Georgia property tax relief programs for seniors

Georgia property tax relief for seniors: the programs (checked November 4, 2026)
Program	Type	Age	Income limit	Deadline	Source
Age 65+ County Homestead Exemption (O.C.G.A. 48-5-47)	Homestead exemption	65+	Combined income of applicant and spouse of $10,000 or less for the prior year. Retirement, pension and disability income is excluded up to the Social Security maximum benefit ($96,432 for 2025 per DOR).	April 1 (county property tax return deadline)	Georgia Department of Revenue
Age 62+ School Tax Exemption (O.C.G.A. 48-5-52)	Homestead exemption	62+	Combined income of applicant and spouse of $10,000 or less, with the same retirement/Social Security exclusion as above	April 1	Georgia Department of Revenue
Floating Inflation-Proof Exemption (O.C.G.A. 48-5-47.1)	Assessment freeze	62+	Income of owner, spouse and all other residents of $30,000 or less	April 1	Georgia Department of Revenue
Local (county/city) senior homestead exemptions	Homestead exemption	Varies by county (often 62 or 65)	Varies by local act	April 1 (county return deadline)	Georgia Department of Revenue

Amounts, how to apply and deadlines

Age 65+ County Homestead Exemption (O.C.G.A. 48-5-47)

Type: Homestead exemption
Age: 65+
Income limit: Combined income of applicant and spouse of $10,000 or less for the prior year. Retirement, pension and disability income is excluded up to the Social Security maximum benefit ($96,432 for 2025 per DOR).
Amount: $4,000 of assessed value exempt from all county ad valorem taxes
How to apply: File the homestead application with the county tax commissioner, or the assessor where delegated
Deadline: April 1 (county property tax return deadline)
Source: Georgia Department of Revenue - Property Tax Homestead Exemptions

Age 62+ School Tax Exemption (O.C.G.A. 48-5-52)

Type: Homestead exemption
Age: 62+
Income limit: Combined income of applicant and spouse of $10,000 or less, with the same retirement/Social Security exclusion as above
Amount: Up to $10,000 of assessed value exempt from school taxes and school bond debt
How to apply: File the homestead application with the county tax commissioner/assessor
Deadline: April 1
Source: Georgia Department of Revenue - Property Tax Homestead Exemptions

Floating Inflation-Proof Exemption (O.C.G.A. 48-5-47.1)

Type: Assessment freeze
Age: 62+
Income limit: Income of owner, spouse and all other residents of $30,000 or less
Amount: Exempts increases in the home's county-tax value above the base year, where appraised value has risen more than $10,000. Does not apply to municipal or school taxes and replaces any other county homestead exemption.
How to apply: File with the county tax commissioner/assessor
Deadline: April 1
Source: Georgia Department of Revenue - Property Tax Homestead Exemptions

Local (county/city) senior homestead exemptions

Type: Homestead exemption
Age: Varies by county (often 62 or 65)
Income limit: Varies by local act
Amount: Varies by local act. DOR lists local jurisdictions with these exemptions, among them Baldwin, Cherokee, Cobb, DeKalb, Fulton, Gwinnett and the City of Atlanta, and publishes Local Exemption Status Sheets (latest 2024).
How to apply: Contact the county tax commissioner/assessor
Deadline: April 1 (county return deadline)
Source: Georgia Department of Revenue - Property Tax Homestead Exemptions

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Georgia income tax in retirement

Property tax relief is one half of a state’s cost to retirees; the other is income tax on pensions, IRA withdrawals and Social Security. See Georgia state income tax for retirees, which states tax retirement income and which states tax Social Security.

Common questions

What property tax relief can seniors get in Georgia?

Age 65+ County Homestead Exemption (O.C.G.A. 48-5-47): homestead exemption; Age 62+ School Tax Exemption (O.C.G.A. 48-5-52): homestead exemption; Floating Inflation-Proof Exemption (O.C.G.A. 48-5-47.1): assessment freeze; Local (county/city) senior homestead exemptions: homestead exemption (dor.georgia.gov).

At what age do Georgia seniors qualify for property tax relief?

Age 65+ County Homestead Exemption (O.C.G.A. 48-5-47): 65+; Age 62+ School Tax Exemption (O.C.G.A. 48-5-52): 62+; Floating Inflation-Proof Exemption (O.C.G.A. 48-5-47.1): 62+; Local (county/city) senior homestead exemptions: Varies by county (often 62 or 65).

Is there an income limit for Georgia senior property tax relief?

Age 65+ County Homestead Exemption (O.C.G.A. 48-5-47): Combined income of applicant and spouse of $10,000 or less for the prior year. Retirement, pension and disability income is excluded up to the Social Security maximum benefit ($96,432 for 2025 per DOR).; Age 62+ School Tax Exemption (O.C.G.A. 48-5-52): Combined income of applicant and spouse of $10,000 or less, with the same retirement/Social Security exclusion as above; Floating Inflation-Proof Exemption (O.C.G.A. 48-5-47.1): Income of owner, spouse and all other residents of $30,000 or less; Local (county/city) senior homestead exemptions: Varies by local act.

What is the deadline to apply in Georgia?

Age 65+ County Homestead Exemption (O.C.G.A. 48-5-47): April 1 (county property tax return deadline); Age 62+ School Tax Exemption (O.C.G.A. 48-5-52): April 1; Floating Inflation-Proof Exemption (O.C.G.A. 48-5-47.1): April 1; Local (county/city) senior homestead exemptions: April 1 (county return deadline).

Sources

Georgia Department of Revenue - Property Tax Homestead Exemptions

Every row above is copied from the official page linked beside it. Benefits change with new laws and local decisions, so confirm the amount and the deadline with the office that runs the program before you apply. QuantCalc is calculation software, not legal, tax or benefits advice. Last updated November 4, 2026.

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