Connecticut Property Tax Relief for Seniors 2026

Every statewide property tax break Connecticut offers older homeowners that we could confirm on an official page: the type of relief, the age and income limits, the amount, how to apply and the deadline.

Connecticut homeowners aged 65+, or totally disabled, with 2025 income of $46,300 or less (single) or $56,500 or less (married) can get a property tax credit of up to $1,000 (single) or $1,250 (married) under the state Circuit Breaker. They apply to the town assessor between February 1 and May 15. Renters who meet the same age and income rules can get a Renters' Rebate of up to $700 (single) or $900 (married); applications run April 1 to September 30, 2026. Any resident income-tax filer can also claim an income-tax credit of up to $300 for property tax paid. Tax freezes and extra senior exemptions are local options, so they vary by town. (sources)

Official sources Checked against official sources on November 4, 2026. This page lists only programs confirmed on an official state page; counties and cities may offer more.

The programs
Amounts, how to apply and deadlines
Income tax in retirement
Common questions

Connecticut property tax relief programs for seniors

Connecticut property tax relief for seniors: the programs (checked November 4, 2026)
Program	Type	Age	Income limit	Deadline	Source
Homeowners' Elderly/Totally Disabled Tax Relief Program (Circuit Breaker)	Circuit breaker	65 or older by December 31 of the prior year (or spouse living with them). Also covers surviving spouses aged 50+ of a prior recipient, and people under 65 receiving Social Security permanent total disability (or a comparable government plan).	2025 total income (taxable and non-taxable, including Social Security) of $46,300 or less if unmarried, or $56,500 or less if married (2026 filing season; indexed annually by OPM)	February 1 to May 15 (OPM may extend to August 15 for illness or incapacity or good cause)	CT Office of Policy and Management, Homeowners Elderly/Disabled Circuit Breaker Tax Relief Program and 2026 Homeowners Q&A booklet; Conn. Gen. Stat. § 12-170aa
Renters' Rebate for Elderly/Disabled Renters	Rebate or refund	65 or older by the end of 2025 (or spouse living with them). Also covers surviving spouses aged 50+ of a prior recipient and totally disabled persons aged 18-64. Requires one year of Connecticut residency.	2025 qualifying income of $46,300 or less if unmarried, or $56,500 or less if married (2026 processing year)	April 1 to September 30, 2026 (for 2025 rent and utilities); checks are issued from about November 30	CT Office of Policy and Management, Renters' Tax Relief Program Q&A booklet 2026; Conn. Gen. Stat. §§ 12-170d, 12-170e, 12-170f
Income Tax Credit for Property Taxes Paid (Form CT-1040 Schedule 3)	Tax credit	No age requirement in the tax year 2025 instructions; all Connecticut resident filers	Full credit with Connecticut AGI of $49,500 or less (single), $70,500 (married filing jointly or qualifying surviving spouse), $35,250 (married filing separately) or $54,500 (head of household). Above those amounts the credit drops by 15% for each $10,000 of AGI. It is fully phased out above $109,500 (single), $130,500 (joint), $65,250 (separate) or $114,500 (head of household) (tax year 2025).	Filed with the Connecticut resident income tax return for the year the tax was paid	Connecticut DRS, Form CT-1040 Instructions 2025 (Rev. 12/25), Schedule 3

Amounts, how to apply and deadlines

Homeowners' Elderly/Totally Disabled Tax Relief Program (Circuit Breaker)

Type: Circuit breaker
Age: 65 or older by December 31 of the prior year (or spouse living with them). Also covers surviving spouses aged 50+ of a prior recipient, and people under 65 receiving Social Security permanent total disability (or a comparable government plan).
Income limit: 2025 total income (taxable and non-taxable, including Social Security) of $46,300 or less if unmarried, or $56,500 or less if married (2026 filing season; indexed annually by OPM)
Amount: Credit on the real property tax bill of up to $1,250 (married) or $1,000 (unmarried), on a graduated income scale. The credit is a percentage of the tax bill (statutory scale 10%-50% for married, 10%-40% for unmarried) with set minimums and maximums. Applies only to the owner's primary residence.
How to apply: File Form M-35H with the town assessor, with the federal tax return or proof of income. After first approval, refile every two years (biennially).
Deadline: February 1 to May 15 (OPM may extend to August 15 for illness or incapacity or good cause)
Source: CT Office of Policy and Management, Homeowners Elderly/Disabled Circuit Breaker Tax Relief Program and 2026 Homeowners Q&A booklet; Conn. Gen. Stat. § 12-170aa

Renters' Rebate for Elderly/Disabled Renters

Type: Rebate or refund
Age: 65 or older by the end of 2025 (or spouse living with them). Also covers surviving spouses aged 50+ of a prior recipient and totally disabled persons aged 18-64. Requires one year of Connecticut residency.
Income limit: 2025 qualifying income of $46,300 or less if unmarried, or $56,500 or less if married (2026 processing year)
Amount: Up to $900 (married) or $700 (unmarried). The grant is the lesser of the table maximum or 35% of 2025 rent and utility payments minus 5% of income.
How to apply: Apply in person with the town assessor or the town's designated municipal agent on Form M-35R. Reapply every year.
Deadline: April 1 to September 30, 2026 (for 2025 rent and utilities); checks are issued from about November 30
Source: CT Office of Policy and Management, Renters' Tax Relief Program Q&A booklet 2026; Conn. Gen. Stat. §§ 12-170d, 12-170e, 12-170f

Income Tax Credit for Property Taxes Paid (Form CT-1040 Schedule 3)

Type: Tax credit
Age: No age requirement in the tax year 2025 instructions; all Connecticut resident filers
Income limit: Full credit with Connecticut AGI of $49,500 or less (single), $70,500 (married filing jointly or qualifying surviving spouse), $35,250 (married filing separately) or $54,500 (head of household). Above those amounts the credit drops by 15% for each $10,000 of AGI. It is fully phased out above $109,500 (single), $130,500 (joint), $65,250 (separate) or $114,500 (head of household) (tax year 2025).
Amount: Up to $300 per return, limited to the qualifying property tax paid on a primary residence and/or a privately owned or leased motor vehicle. The vehicle limit is one vehicle, or two for joint filers. The credit is also limited to the income tax due and is not refundable (tax year 2025).
How to apply: Complete Schedule 3 of Form CT-1040 and attach it to the resident income tax return; DRS offers a Property Tax Credit Calculator in myconneCT
Deadline: Filed with the Connecticut resident income tax return for the year the tax was paid
Source: Connecticut DRS, Form CT-1040 Instructions 2025 (Rev. 12/25), Schedule 3 - Property Tax Credit

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Connecticut income tax in retirement

Property tax relief is one half of a state’s cost to retirees; the other is income tax on pensions, IRA withdrawals and Social Security. See Connecticut state income tax for retirees, which states tax retirement income and which states tax Social Security.

Common questions

What property tax relief can seniors get in Connecticut?

Homeowners' Elderly/Totally Disabled Tax Relief Program (Circuit Breaker): circuit breaker; Renters' Rebate for Elderly/Disabled Renters: rebate or refund; Income Tax Credit for Property Taxes Paid (Form CT-1040 Schedule 3): tax credit (portal.ct.gov, portal.ct.gov, portal.ct.gov).

At what age do Connecticut seniors qualify for property tax relief?

Homeowners' Elderly/Totally Disabled Tax Relief Program (Circuit Breaker): 65 or older by December 31 of the prior year (or spouse living with them). Also covers surviving spouses aged 50+ of a prior recipient, and people under 65 receiving Social Security permanent total disability (or a comparable government plan).; Renters' Rebate for Elderly/Disabled Renters: 65 or older by the end of 2025 (or spouse living with them). Also covers surviving spouses aged 50+ of a prior recipient and totally disabled persons aged 18-64. Requires one year of Connecticut residency.; Income Tax Credit for Property Taxes Paid (Form CT-1040 Schedule 3): No age requirement in the tax year 2025 instructions; all Connecticut resident filers.

Is there an income limit for Connecticut senior property tax relief?

Homeowners' Elderly/Totally Disabled Tax Relief Program (Circuit Breaker): 2025 total income (taxable and non-taxable, including Social Security) of $46,300 or less if unmarried, or $56,500 or less if married (2026 filing season; indexed annually by OPM); Renters' Rebate for Elderly/Disabled Renters: 2025 qualifying income of $46,300 or less if unmarried, or $56,500 or less if married (2026 processing year); Income Tax Credit for Property Taxes Paid (Form CT-1040 Schedule 3): Full credit with Connecticut AGI of $49,500 or less (single), $70,500 (married filing jointly or qualifying surviving spouse), $35,250 (married filing separately) or $54,500 (head of household). Above those amounts the credit drops by 15% for each $10,000 of AGI. It is fully phased out above $109,500 (single), $130,500 (joint), $65,250 (separate) or $114,500 (head of household) (tax year 2025)..

What is the deadline to apply in Connecticut?

Homeowners' Elderly/Totally Disabled Tax Relief Program (Circuit Breaker): February 1 to May 15 (OPM may extend to August 15 for illness or incapacity or good cause); Renters' Rebate for Elderly/Disabled Renters: April 1 to September 30, 2026 (for 2025 rent and utilities); checks are issued from about November 30; Income Tax Credit for Property Taxes Paid (Form CT-1040 Schedule 3): Filed with the Connecticut resident income tax return for the year the tax was paid.

Sources

Every row above is copied from the official page linked beside it. Benefits change with new laws and local decisions, so confirm the amount and the deadline with the office that runs the program before you apply. QuantCalc is calculation software, not legal, tax or benefits advice. Last updated November 4, 2026.

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