2027 Long-Term Capital Gains Tax Brackets
The 0%, 15% and 20% breakpoints for long-term capital gains and qualified dividends in 2027, by filing status.
Projected The agency has not published 2027 yet. Every 2027 figure below is our projection under the statutory formula (+3.06% C-CPI-U), shown so you can plan before the announcement — and replaced here the day the official number lands.
| Item | 2026 | 2027 | Status |
|---|---|---|---|
| Top of the 0% rate (0% -> 15% breakpoint)Single | $49,450 | $50,950 | Projected |
| Top of the 15% rate (15% -> 20% breakpoint)Single | $545,500 | $562,150 | Projected |
| Top of the 0% rate (0% -> 15% breakpoint)Married filing jointly | $98,900 | $101,900 | Projected |
| Top of the 15% rate (15% -> 20% breakpoint)Married filing jointly | $613,700 | $632,450 | Projected |
| Top of the 0% rate (0% -> 15% breakpoint)Married filing separately | $49,450 | $50,950 | Projected |
| Top of the 15% rate (15% -> 20% breakpoint)Married filing separately | $306,850 | $316,200 | Projected |
| Top of the 0% rate (0% -> 15% breakpoint)Head of household | $66,200 | $68,200 | Projected |
| Top of the 15% rate (15% -> 20% breakpoint)Head of household | $579,600 | $597,300 | Projected |
2026 figures as published by the publishing agency — source, retrieved 2026-09-19. Every figure on this page is read from a dataset at build time; none is typed into the page.
Where do you land in 2027?
Taxable income after deductions — not gross income.
Harvesting gains inside the 0% bracket only works if you know what the rest of your year looks like. QuantCalc runs your whole retirement — withdrawals, taxes, Medicare surcharges — year by year, on 2026 and 2027 figures.
Run the free tax-aware simulation →How this figure is set
Same C-CPI-U growth factor as the bracket projection (+3.06%, read off /tax-brackets-2027/), rounded down to the next lowest multiple of $50 per IRC §1(j)(5)(C) (the publishing agency, retrieved 2026-09-19)
Common questions
Are the 2027 long-term capital gains figures final?
No. The agency publishes in the autumn. Until then the 2027 column here is a projection produced by applying the statutory indexing formula — the statutory index series — to the official 2026 figures, using a +3.06% growth factor. It is labelled as a projection on every row, and this page is regenerated from the dataset the day the official figure lands.
What sets these numbers?
The 2026 figures are taken from the agency's own publication (the publishing agency, retrieved 2026-09-19).
What changed from 2026?
The table shows both years side by side so the change is readable directly. Where a row says unchanged, that is a statutory result, not an omission.
Related
Capital-gains harvesting calculator → 2027 federal income tax brackets →
Every figure here with its status and source: JSON. QuantCalc is calculation software, not tax advice.