Find out with 10,000 Monte Carlo simulations using published Capital Market Expectations from leading institutions.
Not a guess. A probability.
Institutional-grade retirement planning for everyone
Not one projection - thousands. See the full range of possible futures, from best case to worst case.
Published Capital Market Expectations from leading institutional asset managers — the same methodology guiding trillion-dollar portfolios.
AI finds your optimal allocation automatically. Don't guess - let the math find the answer.
Optimize across life phases. Be aggressive when young, conservative when you need stability.
Assets don't move independently. We model how stocks, bonds, and real estate move together.
No account required. No data sold. Your financial info stays in your browser.
| Feature | QuantCalc | Basic Calculators |
|---|---|---|
| Simulation Method | Monte Carlo (10,000 scenarios) | Single projection |
| Market Data | Real institutional CME data | Generic 7% assumption |
| Asset Correlation | Full 5x5 matrix | Not modeled |
| Portfolio Optimization | AI-powered | Trial and error |
| Glide Path | Multi-period strategy | Single allocation |
| Price | Free / $99 lifetime | Free |
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QuantCalc uses published Capital Market Expectations from the world's leading institutional asset managers. Not generic assumptions — real forward-looking data from the same sources that guide trillion-dollar portfolios.
Every calculation is grounded in academic research and institutional best practices. See exactly how we model your retirement.
Read Full Methodology →Deep dives into Monte Carlo methods, withdrawal strategies, ACA optimization, tax planning, and portfolio theory.
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