In 2026 long-term capital gains are taxed at 0% until total taxable income reaches $49,450 (single) or $98,900 (married filing jointly). Above that the rate is 15%, then 20% once total taxable income passes $545,500 (single) or $613,700 (joint).
2026 long-term capital-gains bands
| Long-term rate | Single taxable income | Married filing jointly |
|---|---|---|
| 0% | $0 – $49,450 | $0 – $98,900 |
| 15% | $49,450 – $545,500 | $98,900 – $613,700 |
| 20% | $545,500 and up | $613,700 and up |
These are total-income thresholds: ordinary income fills the bands first, and long-term gains stack on top of it.
Methodology
Read from the 2026 long-term capital-gains brackets (CG_BRACKETS) in QuantCalc's canonical tax-constants mirror. Full brackets are in the 2026 capital-gains dataset.
Every figure on this page is computed at build time from QuantCalc's parity-tested calculation modules or a committed dataset — never hand-entered. Reference for research and planning only; not tax, legal, or investment advice.
Model this for your own numbers
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Changelog
- v2026.1 — first publication. Figures computed from the 2026 tax-constants mirror and committed datasets.
Cite this dataset
QuantCalc Research (2026). What income is taxed at 0% long-term capital gains in 2026?. https://quantcalc.app/answers/zero-percent-capital-gains-bracket/ (accessed <date>).
BibTeX
@misc{quantcalc2026whatincomeistaxedat0longtermcapitalgains,
title = {What income is taxed at 0% long-term capital gains in 2026?},
author = {{QuantCalc Research}},
year = {2026},
url = {https://quantcalc.app/answers/zero-percent-capital-gains-bracket/},
note = {Accessed <date>}
}Machine-readable citation metadata (schema.org identifier and citation fields) is embedded in this page's JSON-LD, at the stable identifier https://quantcalc.app/answers/zero-percent-capital-gains-bracket/.