IRMAA Brackets 2026

10 rows · generated 2026-07-22 · QuantCalc Research

Filing StatusTierMAGI FloorTotal Annual Surcharge
Single1$109,000$1,148
Single2$137,000$2,885
Single3$171,000$4,620
Single4$205,000$6,355
Single5$500,000$6,936
Mfj1$218,000$1,148
Mfj2$274,000$2,885
Mfj3$342,000$4,620
Mfj4$410,000$6,355
Mfj5$750,000$6,936

Methodology

Every value in this table is read directly from the full IRMAA Brackets 2026 dataset — generated from QuantCalc's canonical tax-constants mirror, not hand-typed. Plan Roth conversions, RMDs, and IRMAA exposure together with the Roth Conversion Planner.

Source: QuantCalc — https://quantcalc.app/data/irmaa-brackets/2026/ Full dataset + CSV/JSON →