{
  "title": "2027 Saver's Credit Income Limits",
  "canonical": "https://quantcalc.app/savers-credit-2027/",
  "base_year": 2026,
  "target_year": 2027,
  "license": "CC-BY-4.0",
  "date_modified": "2026-09-19",
  "projection_factor": 0.030600000000000002,
  "projection_factor_label": "+3.06%",
  "status_vocabulary": {
    "OFFICIAL": "Published by the responsible agency for 2027.",
    "PROJECTED": "A QuantCalc projection under the statutory indexing formula; the agency has not published a 2027 figure.",
    "UNCHANGED": "2027 equals 2026 as a matter of regulation or statute — nothing is being forecast.",
    "NOT YET ANNOUNCED": "No 2027 figure exists yet, from anyone, and this dataset does not invent one."
  },
  "family": {
    "statute": "IRC §25B",
    "index": "C-CPI-U",
    "rounding": "Married-filing-jointly thresholds rounded to the nearest multiple of $500; head-of-household set at 3/4 and single at 1/2 of the MFJ figure.",
    "source": "https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500",
    "sourceLabel": "IRS Notice 2025-67, as announced in IRS Newsroom",
    "notProjected": "The §25B thresholds are indexed, but the statute's tiered structure and $500 rounding interact so that a single growth factor does not determine every row unambiguously. The IRS publishes them in the autumn retirement-plan notice alongside the contribution limits.",
    "title": "Saver's Credit (Retirement Savings Contributions Credit)"
  },
  "rows": [
    {
      "label": "Married filing jointly — 50% credit rate up to",
      "scope": "",
      "v26": "$48,500",
      "v27": "Not yet announced",
      "status": "NOT YET ANNOUNCED",
      "numeric": {
        "v26": 48500,
        "v27": null
      }
    },
    {
      "label": "Married filing jointly — credit ends above",
      "scope": "",
      "v26": "$80,500",
      "v27": "Not yet announced",
      "status": "NOT YET ANNOUNCED",
      "numeric": {
        "v26": 80500,
        "v27": null
      }
    },
    {
      "label": "Head of household — 50% credit rate up to",
      "scope": "",
      "v26": "$36,375",
      "v27": "Not yet announced",
      "status": "NOT YET ANNOUNCED",
      "numeric": {
        "v26": 36375,
        "v27": null
      }
    },
    {
      "label": "Head of household — credit ends above",
      "scope": "",
      "v26": "$60,375",
      "v27": "Not yet announced",
      "status": "NOT YET ANNOUNCED",
      "numeric": {
        "v26": 60375,
        "v27": null
      }
    },
    {
      "label": "Single / married filing separately — 50% credit rate up to",
      "scope": "",
      "v26": "$24,250",
      "v27": "Not yet announced",
      "status": "NOT YET ANNOUNCED",
      "numeric": {
        "v26": 24250,
        "v27": null
      }
    },
    {
      "label": "Single / married filing separately — credit ends above",
      "scope": "",
      "v26": "$40,250",
      "v27": "Not yet announced",
      "status": "NOT YET ANNOUNCED",
      "numeric": {
        "v26": 40250,
        "v27": null
      }
    }
  ]
}