{
  "version": "2026.1",
  "generated_at": "2026-07-22",
  "generated_by": "backend/tools/glide_study_dump.c (JSONL) -> scripts/gen_glide_path_study.mjs",
  "study": "optimal-retirement-glide-path-2026",
  "model": "QuantCalc production forward-looking model (CME-blend, 2-asset equity/bond)",
  "model_note": "Success rates are recommended under QuantCalc’s forward-looking capital-market assumptions and are model-dependent, not a guarantee. Per-period weights are integer percents — exactly what the product applies.",
  "verification": "The optimizer’s output was cross-checked against brute-force grid search and independent re-simulation by backend/tools/glide_verify.c; every published success rate here is an independent multi-seed re-score from backend/tools/glide_study_dump.c.",
  "cme": {
    "eq_ret": 0.068,
    "eq_vol": 0.17,
    "bd_ret": 0.028,
    "bd_vol": 0.055,
    "corr": 0.15
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  "scenario": {
    "initial": 1000000,
    "current_age": 65,
    "end_age": 95,
    "horizon_years": 30,
    "num_periods": 5,
    "period_end_years": [
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      12,
      18,
      24,
      30
    ]
  },
  "rescore": {
    "seeds": 8,
    "paths_per_seed": 20000,
    "base_seed": 900001,
    "sampling": "pseudo-random (independent of QMC evaluation)",
    "crn": "All candidates within a persona re-scored on identical seeds/paths (common random numbers)."
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  "qmc": {
    "active": true,
    "sobol_samples": 10000,
    "sobol_dims": 4096
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  "opt": {
    "paths": 10000,
    "starts": 4,
    "maxiter": 60
  },
  "determinism": [
    {
      "type": "determinism",
      "persona": "wr_3_5",
      "max_weight_diff": 0,
      "success_rate_diff": 0,
      "identical": true
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  ],
  "headline_verdict": "mixed",
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}