{
  "title": "2026 401(k) Contribution Limits",
  "canonical": "https://quantcalc.app/401k-contribution-limits-2026/",
  "tax_year": 2026,
  "status": "OFFICIAL",
  "license": "CC-BY-4.0",
  "date_modified": "2026-09-23",
  "sources": [
    {
      "label": "IRS Notice 2025-67",
      "url": "https://www.irs.gov/pub/irs-drop/n-25-67.pdf"
    }
  ],
  "figures": {
    "rows": [
      {
        "key": "k_deferral",
        "label": "401(k), 403(b) and TSP employee deferral limit",
        "value": 24500
      },
      {
        "key": "k_457",
        "label": "Governmental 457(b) deferral limit",
        "value": 24500
      },
      {
        "key": "k_catch50",
        "label": "Catch-up contribution, age 50+",
        "value": 8000
      },
      {
        "key": "k_catch6063",
        "label": "Higher catch-up, ages 60 to 63",
        "value": 11250
      },
      {
        "key": "k_max50",
        "label": "Maximum employee deferral at 50–59 or 64+",
        "value": 32500
      },
      {
        "key": "k_max6063",
        "label": "Maximum employee deferral at 60–63",
        "value": 35750
      },
      {
        "key": "k_415c",
        "label": "Total annual additions limit (§415(c))",
        "value": 72000
      },
      {
        "key": "k_comp",
        "label": "Compensation limit (§401(a)(17))",
        "value": 360000
      },
      {
        "key": "k_rothwage",
        "label": "Roth catch-up wage threshold",
        "value": 150000
      }
    ]
  }
}